Pilot Life Insurance | Life Insurance for Pilots
Are you paying more for your life insurance simply because you fly?
Life Insurance for Pilots has Special Challenges
Many life insurance companies will not offer their best rates simply due to a private pilot's certificate. Most agents do not have the experience to help pilots find the lowest prices with highly rated insurance companies.
As an example, some insurance companies will only offer a "standard" rate to a pilot, where they may offer a preferred rate to a non-pilot. Since we also fly, we find this to be unfair. After all, we are by nature a very careful group. How many non-pilots would understand to physically check the fuel level instead of simply relying on the gauge? Pilot life insurance is available from carrier's who do not hold your lifestyle in such ill regard.
Here's an example using a company known for having some of the lowest rates available would offer an annual premium of $615 for a 45 year old non-pilot for $500,000 of 20 year term. If that same person had a private pilot certificate and was IFR certified, the same policy would cost $1,010! If he only had a VFR rating add another $1,200 to the price!
Company selection for Pilots Life Insurance
Knowing which insurance company will offer the best possible rate for private pilots takes experience. Anyone can help someone in great health find low prices. But there are few insurance agents who specialize in helping their fellow pilots.
The truth is that many pilots may be overpaying and not even realize it. If you have a great rate, we'll tell you. And if you are overpaying, we will be happy to help you save money. Hopefully you'll be able to afford a few more $100 hamburgers with the savings!
We represent over 50 of the largest insurance companies and have the know-how to help you find the best rates. It takes just a few minutes to review your current plan to see if you can save money. Simply complete this form and we'll get back to you as soon as possible.
Contact us if we can be of assistance in any way or if you prefer, give us a call at 800-550-0155. If you get our voicemail, we're probably flying.