One Application.
Endless Opportunities.
Supercharge your sales with the
Universal Credit Application™, the fastest, easiest way to connect customers to the right financing, every time.
Why Choose UCA?
Increase Sales
More approvals, more options, more
closed deals.
Save Time
One application, multiple programs —no duplicate work.
Delight Customers
Fast, transparent, and
stress-free financing.
Why Choose UCA?
Increase Sales
More approvals, more options, more
closed deals.
Save Time
One application, multiple programs —no duplicate work.
Delight Customers
Fast, transparent, and
stress-free financing.
Key Features & Benefits
All Your Customers, One Dashboard
- Instantly access every UCA customer’s details, prequalification status, and funding partner, all in one easy-to-navigate portal.
- Search by date, program, name, or application ID to find exactly what you need in seconds.
Sales Efficiency & Enhanced Experience
- Focus on building relationships and closing deals, while UCA streamlines the financing process.
- Minimize errors, reduce confusion, and deliver timely responses for a smoother, more professional customer experience.
Easy Prequalification Experience
- Start with a simple “Email to Apply” request.
- Customers submit just a few pieces of information to be reviewed. No hassle, no delays.
Seamless Prequalification. No Credit Impact
- Review customers for prequalification across multiple financing programs, with one request and no impact to their credit†.
- Customers can check likely approval amounts without risk, building confidence and trust.
Automatic Second Look
- If a customer isn’t fully accommodated by GreenSky®, UCA automatically sends their info to other eligible financing programs. No need for multiple applications.
How UCA Works:
1
Merchant Initiates Prequalification
Select a plan, enter the requested amount, and choose the job category.
2
Customer Receives Application Link
GreenSky emails the customer a secure link tied to your Merchant ID.
3
Customer Submits Info
Primary applicant (and co-applicant, if applicable) completes the request. No credit impact†.
4
Review & Offers
GreenSky® Program reviews first. If not fully approved, other financing programs review automatically.
5
Decisions Delivered
You receive all offers and decisions—help your customer choose the best fit.