Timothy Kaliban

Advisor

Tim joined GreenSky in 2012 as President & Chief Risk Officer. After the Goldman Sachs sale he served the GreenSky enterprise as CEO. Tim’s career spans 35 years in roles focused on the management of lending, compliance, servicing, and product development. Before joining GreenSky, Tim served as the Chief Operating Officer and Executive Vice President of Risk and Portfolio Management for TCM Bank, a leading provider of consumer and business credit card services to over 600 banks nationwide. Earlier, Tim directed product management and delivery for the card services division of FIS, which tops the FinTech 100 list of technology providers to financial services companies worldwide. Previously, Tim headed the card services unit of BankNorth, managing credit card, debit card, merchant, ATM, and agent bank services. He also pioneered the electronic delivery of state benefits through debit cards with Tier Technologies. He received his B.A. from Middlebury College and his MBA from Tulane University.

Ritesh Gupta

Chief Executive Officer

Ritesh is the Chief Executive Officer of GreenSky. Joining the company in 2018, his career spans over 20 years in driving strategic growth, operational excellence, and customer-focused technological innovation in financial services across large established and start-up organizations. Prior to GreenSky, Ritesh was Chief Operating Officer at CAN Capital, a FinTech in small business lending where he led sales, operations, and technology development functions. Previously he served as Vice-President of Operations for Capital One Bank and played a variety of leadership roles in card operations, technology, partnerships, and procurement. Early in his career, Ritesh worked at ITC Ltd. India, leading manufacturing operations. Ritesh holds a Bachelor of Technology in Engineering from I.I.T. Kanpur, India and an MBA from I.I.M. Ahmedabad, India.

Brendan Keane

Head of Strategic Relations and Capital Markets

Brendan is Head of Strategic Relations and Capital Markets at GreenSky. He has been with GreenSky since 2020 leading the origination and funding aspects of our business model. Prior to GreenSky, Brendan was with Dividend Finance as Senior Vice President, Capital Markets. Before Divident Finance, he was with EisnerAmper Portfolio Analytics, LLC as Senior Managing Director. Brendan received his undergraduate degree in Business Administration from University at Albany. He received his Juris Doctor from Albany Law School.

Jesse Davis

President, Home Improvement

Jesse is President of Home Improvement at GreenSky. He has been with GreenSky since 2012 and leads the Sales, Strategic Partner Relationships, and Marketing teams for the organization. Prior to GreenSky, Jesse had roles in the home improvement industry with EnerBank USA as Senior Relationship Manager, and Lyon Financial as a Merchant Services Manager. Prior to his career in home improvement finance Jesse founded and sold several small businesses.

Dan Budington

Chief Financial Officer

Dan Budington joined GreenSky as Chief Financial Officer in October 2025. Prior to joining GreenSky he was with Mosaic as Chief Financial Officer. He joined Mosaic from Santander US where he was there for almost 10 years in various capacities such as Chief Strategy & Corporate Development Officer, and Head of FP&A. Dan received his MBA in Finance from University of Rochester – Simon Business School and Bachelor of Science in Business from University of Vermont.

Liz Phillips

Head of Human Resources

Liz is Head of Human Resources at GreenSky. Liz left GreenSky in 2022 when it was acquired by Goldman Sachs. She was at GreenSky for six and half years then, as Senior Vice President of Human Resources. When she left in 2022, she went to Incident IQ as Vice President, Head of People, before returning to GreenSky in December 2023. Liz also spent time at Press Ganey as a Human Resources Business Partner from 2011 to 2015, and has background in multiple industries, lending to a well-rounded Human Resources history. Liz received her undergraduate degree from Indiana University in South Bend, IN.

Irfan Rendeci

Chief Risk & Analytics Officer

Irfan is Chief Risk & Analytics Officer at GreenSky. He joined GreenSky in 2022 as part of the Goldman Sachs acquisition of GreenSky. He was with Goldman Sachs for 7 years where was Chief Credit Officer and Co-Head of Consumer Lending for Marcus. Prior to Goldman Sachs, Irfan spent 15 years between the lending businesses of Discover, Citibank, and HSBC on various leadership roles with a heavy focus on analytics and digital channels. Irfan received his Master’s in Management Science from Stanford University and his undergraduate degree in Industrial Engineering from Bilkent University in Turkey.

Michael Schuman

General Counsel

Michael is General Counsel at GreenSky. He has been with GreenSky since 2017 and leads GreenSky’s Legal and Compliance Department. Michael has been practicing law for approximately 20 years and has extensive experience as a general corporate attorney with a focus on representing technology companies. Prior to GreenSky, Michael was with Troutman Sanders LLP and, before that, with Proskauer Rose LLP. Michael received his undergraduate degree from Emory University and his Juris Doctor from Columbia Law School.

Amanda Galifianakis

Chief Compliance Officer

Amanda Galifianakis is GreenSky’s Chief Compliance Officer. She joined GreenSky in 2014 as Senior Product and Regulatory Counsel. She left GreenSky to join Apple in 2022 as Senior Counsel and Compliance Lead, developing and executing Apple Payments Services. Amanda rejoined GreenSky in February 2025 where she now leads the Compliance function as Chief Compliance Officer. Amanda received her Juris Doctor from William & Mary Law School and her Bachelor of Arts in Public and Urban Affairs from Virginia Tech.

Minaz Vastani

Chief Technology Officer

Minaz is Chief Technology Officer at GreenSky. He has been with GreenSky since 2019 and leads the Product and Technology functions at GreenSky. Minaz and his team supports a scalable platform at GreenSky, that is powered by a proprietary, patented technology infrastructure. Prior to GreenSky, Minaz was Chief Technology Officer at Kava (formerly Kaneva) Before Kava, Minaz held technology leadership roles at Asurion, NextGen Healthcare, Cbeyond and Verizon. Minaz received his undergraduate degree in Electrical and Computer Engineering and Masters in Computer Engineering, both from the University of Texas at Austin.

Stefan Woulfin

Chief Product Officer

Stefan Woulfin joined GreenSky in 2014 and serves as the Chief Product Officer. In this role Stefan oversees all aspects of GreenSky’s product strategy and innovation.

Stefan joined GreenSky from SunTrust Bank (now Truist), where he served as First Vice President managing the Consumer Banking project portfolio. Prior to Truist, Stefan served as the Senior Manager of Financial Services at The Home Depot where he led the new product development group and managed various consumer and commercial financial products including construction lending, prepaid debit, and the extended warranty program. Prior to Home Depot, Stefan served as Data Analytics Manager at Capital One where he was responsible for leading and supporting initiatives within the Direct Bank ranging from customer analytics and direct marketing campaigns to data warehouse implementations. Leading up to Capital One, Stefan spent multiple years as a consultant providing IT, project management, and management consulting support to clients in the financial services industry including: Capital One, Chase, Citi, and Metris Bank.

Stefan received his undergraduate degree in Industrial and Systems Engineering from the Georgia Institute of Technology and attended the Graduate School of Retail Bank Management.